Home Lending Solutions

Home Improvement Loans made simple with San Francisco Federal Credit Union!

Simple Solutions for your home upgrade projects

Looking to lower your energy bills by making your home eco-friendlier or upgrading to save on energy costs? Whether you’re planning a small upgrade or a major improvement, we’ll help you finance smarter living with flexible terms and no equity required.

Choose the right loan for your project!

GoGreen Loan

  • Rates as low as 5.25% APR*
  • Terms up to 240 Months
  • No pre-payment penalties
  • No Property Lien or Equity Requirements
A couple stands with their arms around each other, looking up at solar panels installed on the roof of their home.
Two professionals review architectural blueprints on a table at a renovation site, surrounded by construction tools and boxes.

HomeSolution Loan

  • Rates as low as 7.25% APR*
  • Terms up to 180 Months
  • No pre-payment penalties
  • No Property Lien or Equity Requirements

* All loans are subject to credit approval. The actual Annual Percentage Rate (APR) is determined at the time of the credit decision and may exceed the lowest available rates. APR is influenced by factors including credit history, loan amount, and term. Not all applicants will qualify for the lowest rate.

This is an unsecured loan, not secured by real estate or associated with any home loan offering. Payment estimates per $1,000 borrowed are based on APR and may vary depending on individual creditworthiness and other underwriting criteria. For example, the monthly payment per $1,000 borrowed for a 12-month term at 5.25% APR is $85.72. The monthly payment per $1,000 borrowed for a 24-month term at 8.49% APR is $45.44.

Rates are subject to change without notice. Applicants must meet all membership and account eligibility requirements. There are no penalties for early repayment.

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